:root{--brand:#0f4c81;--accent:#1e90ff;--bg:#f8fbff;--ink:#1b1b1b;}
*{box-sizing:border-box;}
body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;}
.header{background:var(--brand);color:white;padding:18px 16px;}
.container{max-width:1040px;margin:0 auto;padding:0 16px;}
nav{display:flex;gap:18px;flex-wrap:wrap;margin-top:10px;}
nav a{color:#e7f1ff;text-decoration:none;padding:6px 8px;border-radius:6px;}
nav a:hover{background:rgba(255,255,255,.12);}
.brand{display:flex;align-items:center;gap:12px;}
.brand img{height:48px;width:auto;border-radius:6px;background:white;}
.h1{font-size:28px;font-weight:700;margin:0;}
.hero{padding:36px 0;}
.hero h1{margin:0 0 8px 0;font-size:36px;}
.badge{display:inline-block;background:#e7f1ff;color:#0c3b66;padding:6px 10px;border-radius:999px;font-weight:600;margin:6px 0;}
.card{background:white;border:1px solid #e6eef7;border-radius:12px;padding:18px;box-shadow:0 1px 0 rgba(16,42,67,.05);}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));}
.cta{display:inline-block;background:var(--accent);color:white;padding:12px 16px;border-radius:8px;text-decoration:none;font-weight:700;}
footer{margin-top:32px;background:#0a2d4a;color:#cfe6ff;padding:18px 0;font-size:14px;}
table{border-collapse:collapse;width:100%;}
th,td{padding:10px;border-bottom:1px solid #e6eef7;text-align:left;}
.kicker{color:#335;font-weight:600;text-transform:uppercase;letter-spacing:.04em;font-size:12px;}
.alert{background:#fff8e6;border:1px solid #ffe2a8;padding:10px 12px;border-radius:8px;}
.small{font-size:13px;color:#444;}